> For the complete documentation index, see [llms.txt](https://docs.rwa.vip/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.rwa.vip/iii.-rwa-ecosystem-protocol-operation-mechanisms/lending-agreement-contract.md).

# Lending Agreement Contract

Each account with energy point algorithms is entitled to lending benefits, allowing them to borrow WBNB or USDT from the protocol. The borrowing limit is determined by the staking amount and the energy point algorithm balance.